Cairns & Far North Queensland

Mac & Co
Lending

Your local finance broker — here to make property and finance feel a lot less overwhelming, and a lot more like you're in good hands.

Renaee, owner and broker at Mac & Co Lending, finance broker Cairns
Who is Mac & Co?

Meet Renaee.

A born-and-bred Cairns local with over 14 years of experience in the sometimes daunting, sometimes confusing world of finance and property.

With a deep understanding of the local market, Renaee specialises in home loans, investment loans, personal loans, asset finance and commercial loans.

You don't want to hear her story though — this is all about you.

Why use a mortgage broker?

Because you've got better things to do than chase banks.

Options, not one bank's answer

We've partnered with a wide range of lenders, so you get options tailored to you, not just whatever one bank happens to offer.

We do the leg work

Paperwork, phone calls, back-and-forth with the banks — we take that off your plate so you don't have to deal with it.

We don't set and forget

We offer annual reviews on your loan, and we're only ever a phone call away whenever something comes up.

What we do

Finance, sorted — whatever stage you're at.

Warm home interior representing property purchase finance in Cairns

Purchase a Property

Buying your first home (or even your third) is exciting, but it can also feel overwhelming. From paperwork to inspections to closing the deal, we're here to make it all simple and stress-free.

Coins saved into a jar, representing refinancing and loan savings

Refinancing

After a better deal, looking to consolidate debt, or just want your finances reviewed? Not sure where to begin? Let us handle the hard work for you.

Styled interior detail representing asset finance and commercial lending in Cairns

Asset Finance & Commercial Lending

Growing your business, buying a new car, or funding an asset? We're here to help you understand your options and find the right fit.

What sets Mac & Co apart from the rest?
Renaee from Mac & Co Lending, Cairns finance broker
FBAA Awards of Supremacy 2026 Finalist, New Finance Broker of the Year
Exceptional Customer Service FBAA 2026 Finalist — New Finance Broker of the Year

At Mac & Co, you're not just another loan application. Renaee takes the time to actually get to know you and your goals, so the advice you get is personalised, not cookie cutter.

Whether you're buying your first home, growing an investment portfolio, sorting a business loan, or protecting what you've built, Renaee's got your back every step of the way. She'll even review your home loan annually, because good advice doesn't stop once you've settled.

It's all built on relationships that last. With Mac & Co, you get reliable, transparent, professional service, with a bit of fun thrown in along the way.

You're in expert hands, for the long haul.

What our clients are saying

Kind words go a long way.

Verified client

"Talking about finances is always scary, but Renaee made us feel comfortable from the start, like we'd known each other for years. She went above and beyond to help our family start our first build. Came for the financial advice, stayed because she's my people."

Kylie F.

Verified client

"We found a great investment property, messaged Renaee on a Sunday, and our offer was accepted. She made the finance all happen, stress free, without us having to deal directly with the bank."

Cathy M.

Verified client

"Renaee made the process of buying my home again very easy and not daunting at all. In contact with the banks, myself and solicitors the whole way through, I never felt forgotten about. Would highly recommend."

Dale K.

Verified client

"Renaee was so down to earth, approachable and helpful that sharing my finances felt like talking to a lifelong friend. She steered me through sorting my parents' title, then getting my home loan approved, without breaking a sweat. If it wasn't for Renaee, I wouldn't be a home owner today."

Matthew N.

Let's Chat

Let's chat about
what's next.

A no-pressure phone call where we chat about you, your goals, and what you're wanting to achieve. From there, we'll work out next steps together and get you moving toward where you want to be.